The Federal Debt Resolution Program was enacted to help and protect individuals with unsecured debt.
To qualify for this program, you must:
- Have unsecured debts that are acceptable in the program (see list below)
- Be experiencing a genuine hardship. Either you are behind on your credit card payments, it is becoming tough to make your minimum payments, or you are making your minimum payments or more and are frustrated by the fact that the principal balance is not going down.
To qualify for this program, it is not necessary to:
- Have good credit. The program is strictly based on need.
- Own a home. Your housing status does not affect eligibility.
- Currently be delinquent on your payments. Whether you are current or behind on your payments, you can qualify.
Debts acceptable into the program:
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